:root {
  --ink: #0b2749;
  --muted: #61778b;
  --line: #dce8f0;
  --paper: #f7fbfd;
  --panel: #ffffff;
  --brand: #079da8;
  --navy: #0b3767;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font-family: -apple-system, BlinkMacSystemFont, "Inter", "Segoe UI", sans-serif;
  font-size: 16px;
  line-height: 1.75;
}

a { color: var(--brand); }

.site-header { background: #fff; color: var(--ink); border-bottom: 1px solid var(--line); }

.header-inner,
.legal-main,
.footer-inner {
  width: min(980px, calc(100% - 48px));
  margin: 0 auto;
}

.header-inner {
  min-height: 76px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.brand { display:flex; align-items:center; gap:12px; color:var(--ink); font-size:18px; font-weight:800; text-decoration:none; }
.brand img { width:40px; height:40px; object-fit:contain; }

.back-link { display:inline-flex; min-height:40px; align-items:center; padding:0 18px; border:1px solid #b9ccda; border-radius:6px; color:var(--ink); text-decoration:none; font-size:14px; font-weight:600; }

.back-link:hover { color:#fff; border-color:var(--brand); background:var(--brand); }

.legal-main {
  padding: 56px 0 76px;
}

.legal-intro {
  padding-bottom: 34px;
  border-bottom: 1px solid var(--line);
  margin-bottom: 12px;
}

.eyebrow {
  color: var(--brand);
  font-size: 14px;
  font-weight: 800;
  text-transform: uppercase;
  margin-bottom: 12px;
  letter-spacing: 1.6px;
}

h1 {
  margin: 0 0 12px;
  font-size: clamp(36px, 5vw, 52px);
  line-height: 1.1;
}

.effective {
  color: var(--muted);
  margin: 0;
}

.legal-section {
  padding: 32px 0;
  border-bottom: 1px solid var(--line);
}

.legal-section h2 {
  margin: 0 0 12px;
  font-size: 23px;
}

.legal-section h3 {
  margin: 22px 0 8px;
  font-size: 16px;
}

.legal-section p { margin: 10px 0; }

.legal-section ul,
.legal-section ol {
  padding-left: 22px;
  margin: 12px 0;
}

.notice {
  border-left: 4px solid var(--brand);
  background: #fff;
  padding: 18px 20px;
  margin: 22px 0 4px;
  border-radius: 0 7px 7px 0;
}

.contact-block {
  background: #fff;
  border: 1px solid var(--line);
  padding: 22px;
  border-radius: 7px;
}

.site-footer { background:var(--navy); color:rgba(255,255,255,.72); padding:30px 0; font-size:13px; }

.footer-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
}

.footer-links {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
}

.footer-links a {
  color: rgba(255,255,255,.88);
  text-decoration: none;
}

@media (max-width: 640px) {
  .header-inner,
  .footer-inner {
    align-items: flex-start;
    flex-direction: column;
    justify-content: center;
  }

  .header-inner { padding: 16px 0; }
  .brand { font-size:16px; }
  .brand img { width:36px; height:36px; }
  .legal-main { padding-top: 44px; }
}